Does UMR Cover Mental Health Treatment?
Does UMR cover mental health? Yes, and it is in-network with Valor Behavioral Health. We accept UMR to help people obtain the highest quality treatment for mental illnesses available.
When seeking quality treatment for a mental health disorder, worrying about the cost can feel overwhelming. Insurance, such as UMR, can make all the difference in accessing the care you need.
Our outpatient programs provide comprehensive support to help individuals understand and improve their mental health. We offer various structured therapy sessions designed to help manage symptoms effectively.
Additionally, our team provides access to prescription medications to ease the discomfort caused by mental health disorders.
Learn more about our Atlanta mental health programs or call us now at 866-859-3442 or verify your insurance.
About UMR Insurance
UMR Insurance is United Healthcare’s third-party administrator (TPA), and the largest TPA in the U.S. In place for over 70 years, they provide help for over 5 million members with over 3,800 benefit plans. They help employers match up with benefit strategies for their needs. UMR helps translate the complex part of healthcare to allow its customers to move through the red tape and quickly obtain the treatments they need.
Does UMR Cover Mental Health?
A person who has good physical health but suffers from a mental illness is not completely well. People need to seek treatment for mental health disorders and not have to worry about insurance not covering it. That’s why the answer to, “Does UMR cover mental health?” is yes. The company understands how vital it is to receive prompt and effective treatment for mental illnesses. For this reason, they include mental health coverage in virtually all of their policies.
UMR Mental Health Coverage Types
UMR insurance typically covers many forms of treatment for mental health disorders. Some people attend residential programs and live in a facility while receiving round-the-clock care. After completing that, or as an alternative to it, many people gain lifelong benefits from attending outpatient care. With this option, the individual lives in their own home and travels to a facility for their appointments.
The levels of outpatient care include:
- Partial Hospitalization Program (PHP): The highest level of outpatient treatment provides multi-disciplinary care several hours per day over five or more days per week.
- Intensive Outpatient Program (IOP): People attend treatment sessions for a few hours per day on weekdays.
- Evening IOP: The same type of care is provided as that done during the daytime IOP but instead takes place in the evening.
- Outpatient Program (OP): The last step in outpatient treatment usually takes place during one or two treatments per week. This helps the individual transition out of therapy with a newfound ability to manage their mental health.
Types of Mental Health Treatment Covered By UMR
Using your UMR insurance means having options that vastly improve your ability to heal. The types of treatment often covered include:
- Individual counseling
- Other types of counseling
- Residential treatment
- Outpatient treatment
- Prescription medications
- Mental health assessments
- Medication management
- Substance abuse treatment (which often accompanies mental health disorders)
Therapies Covered by UMR
Another common question besides, “Does UMR cover mental health?” is about the types of therapies available. While each plan varies, most of them include some or all of the following therapy modalities:
Benefits of Using UMR Insurance for Mental Health Treatment
When mental illness goes untreated, it typically worsens and makes the person’s life more difficult to manage. Using UMR insurance for mental health treatment helps a person gain a real understanding of their mental illness. From there, they attend different types of therapy that teach them the nature of using healthy coping skills and defusing triggers that cause behaviors. Even just attending 30 days or more of treatment can change a person’s whole outlook and ability to take better care of themselves.
How Do I Determine My UMR Coverage?
When someone needs detailed answers to the question, “Does UMR cover mental health”, they can contact the company. They can log into their account and chat with a UMR representative. They can also call the toll-free number on their I.D. card. If the person does not have their card handy, they can call 1-800-826-9781.
In addition, many treatment facilities have a working knowledge of what plans such as UMR will cover. Contact the facility and speak to an admissions counselor to find out what programs your policy covers and the details of any cost to you.
Use Your UMR Insurance to Begin Treatment for Mental Health at Valor Behavioral Health
Now that you know the answer to, “Does UMR cover mental health?” is yes, it’s time to put it to use to help you improve your mental health. UMR is in-network with Valor Behavioral Health, where our goal is to make every person we treat feel welcome and understood. Our licensed and compassionate therapists take time to get to know each person and help them make a connection between their current mental health status and how to improve it. We believe that every person has the power to reduce their symptoms of mental illness and, when possible, even eliminate them. We also discuss which prescription medications will help people feel better and monitor their usage of them.
Call us today to find out why Valor Behavioral Health is the best choice for using your UMR insurance. Our team can help you verify your health insurance, understand your specific policy coverage, and get you enrolled quickly.
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