Does Cigna Cover Mental Health Treatment?
Insurance can make the difference between getting no or minimal care for your mental health and finding a full-range treatment program that improves your life. The question becomes which program accepts which type of insurance.
If you have a policy with them, you may ask yourself, “Does Cigna cover mental health?” Valor Behavioral Health proudly accepts Cigna insurance for multiple levels of outpatient care. The fact that we are in-network with Cigna provides access to life-changing mental health programs. We work with you to make sure your plan covers the right types of therapy for you and any necessary prescription medications. We operate on the belief that everyone can improve their mental health with the right type of structured care plan. Let us know if you have questions about your Cigna coverage and how it relates to seeking help for mental health disorders.
Are you in need of mental health treatment and have Cigna insurance? Valor Behavioral Health is in-network and ready to help you access high-quality care. Call us today or verify you insurance now!
What is Cigna Insurance?
Cigna insurance provides individual and employer-sponsored healthcare for approximately 178 million customers. The company has relationships with over 2 million healthcare providers, including individuals, facilities, clinics, and pharmacies. Cigna helps individuals and families when they are in need of treatment for medical, dental, and behavioral healthcare treatment.
Does Cigna Insurance Cover Mental Health Treatment?
heir customers sometimes find themselves wondering, “Does Cigna cover mental health?” The company operates from the philosophy that a person’s mental health is as vital as their physical health. As a result, they offer coverage for the treatment of mental health disorders. Which programs and medications they cover varies, and answers can be found by contacting a company representative. Treatment facilities that offer care for mental illnesses can often provide answers about what a person’s policy will cover.
What Mental Health Treatments Does Cigna Cover?
Once someone knows the answer to, “Does Cigna cover mental health?”, they want to know what types of treatment are covered. Most Cigna policies cover residential and outpatient treatment. The levels of outpatient care include:
- Partial Hospitalization Program (PHP): The highest level of care takes place several hours per day on five or more days per week. Attendance usually lasts from a few weeks to several months.
- Intensive Outpatient Program (IOP): A step down from PHP, this program lasts half a day for several days per week. People usually attend for 30-90 days.
- Evening IOP: The same as our IOP plan, but the sessions take place in the evening. This frees up a person’s day for other responsibilities.
- Outpatient Program (OP): The lowest level of care includes one or two sessions per week.
- Adolescent Program: Treatment for young people can last from a few weeks to several months.
What Types of Mental Health Disorders Does Cigna Cover?
Mental health disorders can strike people of any age, gender, location, faith, or economic status. Cigna offers coverage for a variety of types of mental illnesses including:
- Depression
- Anxiety
- Post-traumatic Stress Disorder (PTSD)
- Trauma
- Bipolar Disorder
- Obsessive-Compulsive Disorder (OCD)
- Schizophrenia
- Borderline Personality Disorder
- Dual Diagnosis (a combination of a mental illness and a substance use disorder)
What Types of Therapies Does Cigna Cover?
Cigna covers mental health treatment that includes a variety of types of therapy modalities. Each person will be matched with the therapies that will help them minimize their symptoms or help them heal from a mental health disorder when possible. The types of therapy include:
Does Cigna Require A Referral For Mental Health Treatment?
The type of plan you have determines if you need a referral to seek mental health treatment. Some plans require a person to see their primary care physician for a referral prior to starting treatment for a mental illness. However, with some plans, no referral is necessary. Visit Cigna’s website or call a representative to confirm the requirements of your specific plan before attending a treatment session.
Cigna Plan Types
Now that you know the answer to, “Does Cigna cover mental health?”, you’ll likely want to know about the types of plans they offer. You can explore each type to find the right one for you. They include medical plans, dental plans, supplemental plans, Medicare plans, and employer coverage. The deductibles and co-pays will depend on which program you select. As well, choosing in-network vs. out-of-network treatment affects how the plan works.
How To Check My Cigna Insurance Coverage
Sorting through insurance plan details can feel taxing. Anyone wanting to know about their specific coverage can contact a Cigna company representative by calling the number on their I.D. card or visiting the website. In addition, when someone has selected a treatment program they feel may be right for them, the admissions counselor often can provide answers. They can contact the facility and ask any questions they have about how far their coverage goes at their place and how quickly they can enroll.
Begin Mental Health Treatment with Valor Behavioral Health
Valor Behavioral Health is in-network with Cigna, which means we can provide those with this insurance with multi-disciplinary care for mental illnesses. Our admissions staff is trained to help people understand exactly what their insurance covers and which programs will best suit their needs. Our skilled staff of clinicians uses their years of experience treating mental health disorders to help you meet your treatment goals.
Call us today or verify your insurance now to discuss how we can help open the doors to high-quality treatment for your mental health. Together with Cigna, we help people heal.
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